Insurance Brokerage · Romania

Smart protection
for your business

BV IMM Brokers provides tailored insurance solutions for SMEs and complex industrial projects nationwide. We analyze your risks, negotiate terms, and represent you with insurers.

Request Free Consultation Discover Services
20+
Years of Experience
2000+
Active Clients
15+
Partner Insurers
BV IMM Brokers – Insurance Brokerage
About us

Regional expertise,
national coverage

BV IMM Brokers is an insurance brokerage firm within Millenium Insurance Broker (MIB), one of Romania's leading insurance brokers. Through this partnership, our clients benefit from the negotiating power and expertise of a group with nationwide presence.

We specialize in solutions for small and medium enterprises, as well as large-scale industrial projects. We work with over 15 licensed insurance companies in Romania, ensuring access to the most competitive market conditions, regardless of your geographic location.

Independence
We are not tied to any insurer. We recommend the best solution for you.
Transparency
We explain what you're buying, not just what it costs. Clear terms, no surprises.
Availability
We respond quickly to requests and support you through every stage, including claims.
Technical Expertise
Complex placements – construction, industrial, professional liability.
Services

What we cover



SME & Corporate Insurance

Comprehensive solutions for SMEs and corporate clients: property, liability, business interruption, inventory. Proven experience in structured programmes for energy, construction and industrial sectors.

Contractors All Risks (CAR)

CAR/EAR policies for construction and assembly projects, including third-party liability on site.

Professional Indemnity

Coverage for professional errors and omissions, essential for consultants, designers, specialized contractors.

Pollution Liability

Sudden and accidental pollution coverage, mandatory in petrochemical and industrial sectors.

Fleet Insurance

RCA, Casco, Roadside Assistance and Green Card — managed as a unified programme with volume-negotiated preferential rates.

Health & Accident Insurance

Workplace accidents, group health coverage, life insurance and business travel — valued benefits for your workforce.

Consulting & Audit

Independent analysis of existing insurance portfolios, coverage gap identification, and cost optimization.

Directors & Officers

Personal liability protection for executive management and boards of directors against claims from shareholders, employees, or third parties.

Cyber Insurance

Coverage for cyber risks: ransomware attacks, data breaches, IT business interruption, and liability to third parties affected by digital security incidents.

Commercial Credit Insurance

Protection against non-payment of commercial receivables. Essential for exporters and B2B companies selling on credit terms.

Why BV IMM Brokers

Your advantages as
our client

Part of Millenium Insurance Broker
BV IMM Brokers operates as a franchise within the MIB Group - one of Romania's top 10 insurance brokers, with a 2.74% market share and a national distribution network. This affiliation gives us access to group-level resources, tools and negotiating power.
MIB Group →

01

Independent Analysis

We have no exclusivity contracts. We compare offers from all partner insurers and present options objectively.

02

Professional Negotiation

We know the market and can negotiate superior terms compared to what you'd get contacting an insurer directly.

03

Claims Assistance

We stand by you throughout the claims process – from notification to compensation recovery.

04

Complex Project Solutions

Proven experience in multi-insurer placements for industrial, petrochemical, and construction projects.

Proven Portfolio

Assumed complexity,
measurable results

Specialisation is not about volume. It means structuring risks that few brokers understand. The figures represent real projects, fully placed and managed.

EUR 180M
Energy & Construction Infrastructure
CAR/EAR, gas pipelines, power plants, industrial installations. Multi-insurer placements with on-site third-party liability.
EUR 40M
Industrial Cogeneration
Property All Risks + Machinery Breakdown + Business Interruption with special liability clauses for manufacturer, supplier and maintenance.
EUR 20M/an
Energy Utilities
Property All Risks + Business Interruption for electricity producers. Multi-year partnerships with annual renewal.
EUR 15M
Airport Infrastructure
Property All Risks covering 18 insured risks. Complex structure with clauses specific to critical aviation transport infrastructure.
EUR 11.5M
Commercial Aviation
Hull + TPL per London Aviation Market. Clauses AVN52E, AVN85 NCBOR, AVN28B. Rare expertise in the Romanian brokerage market.
EUR 70M+
Public Contract Bonds
Complex performance bonds, advance payment and tender bonds. FIDIC clauses and hybrid instruments for major public contracts.
Total demonstrated insured sums EUR 345M+
Contact

Let's discuss
your risks

Complete the form or contact us directly. A specialized broker will respond within 24 hours with a preliminary analysis.

Office
Brașov, Romania
Phone
+40 XXX XXX XXX
Email
office@brasovbrokers.ro